Home Loans in Lancaster, CA
Financing a Home in Lancaster
Buying your first home in Lancaster, moving up to something bigger, or refinancing the home you already have? Gaby Godde makes the loan part simple. As a mortgage broker, she compares programs from multiple lenders so you’re not stuck with one bank’s options.
Loan Options for Lancaster Buyers
low down payment and flexible credit guidelines, a favorite with first-time buyers
as little as 3 percent down for qualified first-time buyers
no down payment for eligible veterans and service members
programs that can help cover your down payment or closing costs
for self-employed buyers who qualify on deposits instead of tax returns
for investors buying Lancaster rental property
lower your payment, shorten your term, or take cash out
How It Works With Gaby
Talk it through
A quick call about your goals, budget and timeline.
Get pre-approved
Gaby reviews your documents and tells you what you can comfortably afford, before you start touring homes.
Shop with confidence
Your agent can write offers backed by a real pre-approval.
Close
Gaby keeps you, your agent and escrow updated until you have your keys.
Living in Lancaster
Lancaster is one of the largest cities in the Antelope Valley, just north of Palmdale along the 14 freeway. It’s home to Antelope Valley College, the Antelope Valley Fair, the shops and restaurants along The BLVD downtown, and the California Poppy Reserve just west of town in the spring. Many buyers move here for the space: bigger lots and newer homes for the money than you’ll find closer to Los Angeles.
Frequently Asked Questions
1. How much do I need for a down payment in Lancaster?
It depends on the loan. FHA starts at 3.5 percent down, some conventional loans at 3 percent, and VA loans can require nothing down for eligible borrowers. Down payment assistance may help with the rest.
2. Do you work with buyers in Lancaster even though your office is in Palmdale?
Yes. Gaby’s home office is in Palmdale, a short drive down the 14, and she works with buyers across the Antelope Valley, including Lancaster, Quartz Hill and the surrounding communities. See all the areas we serve.
3. How long does it take to close?
Many purchases close in about 30 days once you’re in contract. Gaby will give you a timeline that fits your offer.
Talk to Gaby
Ready to buy or refinance in Lancaster? Call or text Gaby at (661) 713-3460, or request a quote at californiamortgagegirl.com/get-a-quote.
Get a Lancaster Home Loan Rate Quote
Gabriella Godde NMLS #262012. Groves Capital, Inc. NMLS #1678775. Equal Housing Opportunity. This is not a commitment to lend. All loans subject to credit approval. Programs, rates and terms subject to change.