FHA vs conventional for Antelope Valley first-time buyers

First-time homebuyers in Palmdale, Lancaster, and throughout the Antelope Valley often hear “FHA” and “conventional” used as though they are interchangeable. They are not. Each program has different requirements for down payment, credit, mortgage insurance, property condition, and overall qualification. Gabriella Godde—The California Mortgage Girl—is a mortgage loan originator with Groves Capital. With more than […]

How to get pre-approved for a mortgage in the Antelope Valley

A pre-approval letter is only as good as the work behind it. In Palmdale, Lancaster, and the rest of the Antelope Valley, sellers and listing agents can tell the difference between a same-day form and a file that has actually been reviewed. Gabriella Godde is The California Mortgage Girl, a mortgage loan officer with Groves […]